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Peer-to-peer lending marketplace

Peer-to-peer lending marketplace


Prosper’s goal was to make the loan application and approval process as simple as possible. It should allow borrowers to apply for a loan by simply entering a few pieces of information. The request would be approved within hours, improving and optimizing the improved lending experience, making it completely different from that of traditional banks.

Perfectial case - Clickatell_Platform-01


Loan Management System. Prosper started the P2P market in 2005. Initially, it had no loan management system, and Prosper’s employees had to review and approve each loan manually. Perfectial assisted our client with a custom and upgraded solution to manage all loan-related activities within a single system, thus making the loan granting process simpler and more efficient.

Better User Experience. The technology behind Prosper’s marketplace facilitated billions in loans first of all by making use of the simplified application process and quick lending decisions. Prosper had Perfectial build a document workflow management feature into the system. The improved user experience helped Prosper to grow into one of the biggest global players in P2P lending.

Perfectial case - Clickatell_Platform-01

Scope of service

  • Dedicated team of 4 engineers
  • Quality assurance services
  • Technical consulting


  • Faster loan granting, thanks to an automated loan management system
  • Reduction in cost over domestic engineering rates

Ongoing Partnership

Prosper and Perfectial continue to work together on enhancing the application as a core layer of the business to make it more attractive for users and easy to use.

Client says:

We've been working with Perfectial for over a year on Prosper.com development and the supporting back-end services. We can count on Perfectial to understand the business requirements and meet the delivery expectations. The quality of their services and their dedication to our business needs has been outstanding.

Scott Strait
CTO, Prosper Marketplace
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